Restoring Your Identity -
Restoration vs Resolution
Identity theft is growing and has affected 27.3 millions
people in America in the past 5 years. Those people not only
lose their identity, money, credit and more, they also spend
years and even more money trying to clean it up. But what does
it really take when restoring your identity?
If you have been a victim of identity theft and are
suffering for things you did not do, you need the proper
assistance. There are companies who are out there who can help
with restoring your identity or with restoration. At first
glance, these services may look like the same thing, but they
are not. Resolution Services offer a solution for the victim to
work with to restore their identity, while Restoration Services
do the actual work to restore the victims identity.
Resolution
Services
Resolution Services offer the victim an identity theft
product with instructions on how the victim can restore their
identity themselves. Some services offer a call in service
where the victim can speak with a Crisis Coach. Either way, the
victim has to do the work to restore their identity which can
take weeks to month and in some cases years to restore their
identity.
Restoration
Services
Restoration Services have clients sign a limited power of
attorney, empowering them to complete 85% of the work. The
victim can live their lives while the Restoration Service goes
to work for them with the credit reporting agencies, the
Department of Motor Vehicles, Social Security Administration,
the Post Office and more, all of which they have systems and
relationships with to handle the restoration process in a more
efficient manner. This results in a much quicker identity
restoration.
Ultimately, it is up to the victim as to which type of
service works better for them. Some people are so jaded that
they do not trust anyone and would rather do the work
themselves, while others prefer the experience of the service
and want them to use their contacts to fix the situation as
quickly as possible. This option will save identity theft
victims hours of time and frustration.
Prevention
As with anything, prevention is always best. There are
hundreds of things you can do to protect your identity. The
problem is many of us do not have the time or knowledge to
implement every prevention strategy. With so much of our
information out there not under our control an early warning
system is important. Safeguard your information as much as you
can. Avoid putting your information out there, check your
credit card statements item by item, use only secure internet
sites when shopping, and never let your credit card, license or
bill out of your sight.
Copyright (c) 2009 Debbie
Carroll
Author: Debbie Carroll, is a
Certified Identity Theft Risk
Management Specialist and speaks to
groups on Identity Theft issues.
Are you wanting to
protect your family from Identity
Theft? If so, Debbie can help you
find the best Identity Theft
Protection Program for your family.
Visit her site http://www.myidentitythief.com to
learn how you can reduce your risk
and protect your family from
Identity Theft.
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